Is This Text a Scam? How to Check USPS, FedEx, Toll, DMV and PayPal Text Links (2026)
A text says your package is on hold, a toll is unpaid, a traffic ticket is overdue, or your PayPal or Apple account is locked — and there's a link to fix it. Most of these messages are scams: the U.S. Federal Trade Commission says people reported $470 million in losses to text scams in 2024, more than five times the 2020 figure, with fake USPS delivery texts the most reported and bogus toll notices in the top five. But a few companies do send real texts with links, so "never tap anything" isn't the whole answer. This guide shows how each company really contacts you, how to read where a link actually goes, and what to do if you already tapped.
Company policies and reporting addresses are as published on each company's or agency's website, checked in November 2026. They can change; the Sources section links to each page.
1. The short answer
Treat any unexpected text with a link as unverified. Don't tap it to "check." Instead, open the company's website or app yourself, the way you normally would, and look for the same notice there. If you want to know where a link goes before deciding, read the address — or let an app read it for you.
- USPS doesn't text you unless you asked for tracking updates — and even then, the U.S. Postal Inspection Service says the message will not contain a link.
- State DMVs say they don't text you to demand payment for tickets or fines.
- E-ZPass Group says a message from it saying you owe a toll is a scam.
- FedEx is the exception: it may text a secure link to pay duties and taxes on an international package. FedEx says to verify the message and amount with its FedEx Import Tool — open fedex.com yourself rather than using the text.
- PayPal and Apple say not to tap links in texts that don't seem right, and never to give your password or verification code to someone who contacts you.
2. Why these texts work
The FTC's analysis of 2024 reports lists the most common text scams, and the top of the list is exactly what this guide covers: fake USPS delivery problems, plus bogus notices about unpaid tolls. In May 2026 the FTC added that reports of government imposter scams were up 40%, "thanks in part to messages about overdue tolls," naming E-ZPass, SunPass, FasTrak, and TxTag as programs scammers pretend to be. The FBI's Internet Crime Complaint Center had already received more than 2,000 complaints about toll texts by April 2024.
They work because they're plausible. Many people are waiting for a package, most drivers have used a toll road, and a small amount — a few dollars for "redelivery" or a toll — doesn't feel worth questioning. The link then leads to a page that looks like the real company and asks for a card number, a login, or personal details.
3. How each company really texts you
The quickest test is to compare the text with what the company itself says it does. Here is what each one publishes, as of November 2026:
| Company | Does it text you links? | Where to check instead |
|---|---|---|
| USPS | Only if you requested tracking texts — and "it will NOT contain a link" | usps.com |
| FedEx | May text a secure link to pay duties and taxes on international packages. Never asks for account credentials or identity details by unsolicited text | fedex.com (FedEx Import Tool) |
| UPS | If you're unsure a text is real, UPS says not to tap links | ups.com |
| Amazon | Says not to click links in suspicious texts | The Amazon app or website |
| PayPal | Says not to click links in texts that seem off; asks for your password only on its own login page | The PayPal app or paypal.com |
| Apple | Never asks for your password or verification codes to provide support | Settings on your device, or apple.com |
| State DMV | Colorado and Virginia DMVs say they don't text you about fines or to demand payment | Your state DMV's own website |
| Tolls | E-ZPass Group: a message from it saying you owe a toll is a scam. Some agencies' collection firms may text about large overdue balances | Your toll account's website |
Two details matter. First, FedEx and some toll collection agencies (the Pennsylvania Turnpike says this of its collection agencies) do send real texts, so a link alone doesn't prove a scam — but in every case the company's advice is the same: check your account through the website you already know, not through the text. Second, the real addresses above are short and plain. Scam links usually aren't, which is what the next section is about.
4. How to read where a link really goes
You can often spot a fake link without opening it. In a text message the address is usually shown in full, exactly as the sender wrote it. Look at one thing: the name just before the first single slash (/). That part decides which website you'll land on. Everything else — words before it, words after it — is decoration the sender chose.
| A link in a text | Where it really goes |
|---|---|
| https://tools.usps.com/go/TrackConfirmAction | usps.com — the name before the first slash ends in usps.com |
| https://usps.com-redelivery.example/track | com-redelivery.example — "usps.com" is only the start of the name |
| https://pay-fee.example/usps/redelivery | pay-fee.example — "usps" is after the slash, so it's just a folder name |
| https://fedx.com or https://fed-ex.com | Look-alike spellings — FedEx names these two as examples of fake addresses |
The addresses in this table use the reserved name "example" (no real website can use it) and are for illustration only.
Watch for three more tricks:
- Look-alike characters. The number 0 for the letter o, "rn" that reads as "m", or letters from another alphabet that look like English ones.
- Short links. A shortened link hides the real address entirely, so you can't read it until something expands it.
- Brand names in the wrong place. Amazon's advice is that real Amazon websites contain "amazon.com" — but a fake address can contain it too, as in the second row above. What counts is that the name before the first slash ends in the real address.
A real address doesn't make the request real, and a scam page can still have a padlock icon. Reading the address tells you where you'd land; it doesn't replace the next step.
5. The safest move: go to the company yourself
Every official source in this guide gives the same advice in different words. The FTC: "Use a phone number or website you know is real — not the info from the text." The FBI on toll texts: check your account using the toll service's legitimate website. UPS: type "ups.com" rather than using a link embedded in a message.
- Close the text without tapping the link.
- Open the company's app, or type its address yourself (usps.com, fedex.com, ups.com, paypal.com).
- Sign in and look for the same alert: a held package, a balance due, a locked account.
- If it isn't there, the text was fake. If it is, deal with it there.
For a DMV or a toll, search for your state's DMV or your toll program by name and use the official site in the results — don't reuse anything from the message.
6. Let your phone or an app check the link
Reading addresses by hand works, but it's easy to miss a look-alike letter on a small screen. Two kinds of help are available on Android:
- Google Messages has spam and scam protection that identifies spam and phishing attempts, and it's on by default in standard protection mode. On select Android devices, Scam Detection adds further warnings — though Google notes it "may not catch every scam."
- NoLinkTrap, an Android app from the team behind NoDial, checks the link itself. Set it as your default browser and links you tap in texts and email come to it first. It expands short links, unwraps links rewritten by email services, and shows the real destination in large letters before anything opens. Tap "Check if it's fake" and it compares the link with the official sites of well-known U.S. and Japanese companies — USPS, UPS, FedEx, Amazon, Apple, PayPal, major banks, E-ZPass, SunPass, FasTrak and others — and checks for look-alike characters, pages anyone can publish, and unusual address shapes.
NoLinkTrap gives one of three results: No known problems found, Caution, or This link is NOT followed by the company's name, with a button to open the real site instead. It never says a link is "safe," because no checker catches every scam. Its list of companies doesn't include state DMVs; for a DMV text it still shows the real destination and flags unusual addresses, but checking your state's own site (section 5) remains the answer.
7. If you already tapped the link
Opening a scam page is not the same as being scammed. What matters is what you did on it:
- You only opened it. Close it. Don't enter anything, and don't download anything it offers.
- You paid with a credit card. The FTC says to report it to the card issuer immediately.
- You paid with a debit card. Report it to your bank or credit union immediately.
- You gave your Social Security number. Go to IdentityTheft.gov.
- You entered a password. Change it on the real site right away — and anywhere else you use the same password. Apple says to change your Apple Account password immediately if you entered it on a scam page.
Scam texts aren't the only version of this. The one-ring (wangiri) scam uses a missed call from abroad instead of a link, and the same rule applies: contact the company or number you already know, not the one that reached you.
8. Where to report a scam text
- Any scam text: forward it to 7726 (SPAM), as the FTC recommends.
- USPS: forward to 7726 and email spam@uspis.gov.
- FedEx: forward to abuse@fedex.com.
- PayPal: forward to phishing@paypal.com.
- Apple: take a screenshot and email it to reportphishing@apple.com.
- Amazon: report to reportascam@amazon.com.
Then delete the message. If the sender keeps texting from the same number, block it — see how to block unknown numbers on Android for the call side of the same problem.
9. FAQ
- Does USPS send text messages with links?
- No. The U.S. Postal Inspection Service says USPS won't text you unless you requested tracking updates with a tracking number, and that even then the text will not contain a link. A USPS text with a link is a scam.
- Is the toll text I got real?
- Almost certainly not. E-ZPass Group says a message from it claiming you owe a toll is a scam, and the FBI advises checking your account on the toll service's legitimate website instead. Some toll agencies' collection firms may text about large overdue balances, so check your account directly rather than through the text.
- Does the DMV text you about tickets?
- State DMVs such as Colorado's and Virginia's say they don't send texts demanding payment for tickets or fines. The FTC warns about texts claiming an overdue traffic ticket. Look up your state DMV's own website instead of using the link.
- How can I tell if a link in a text is safe?
- You can't prove a link is safe, but you can spot many fakes: check the name just before the first single slash in the address. If it doesn't end in the company's real address, don't open it. An app such as NoLinkTrap can show the real destination of short links and compare it with official company sites before you open it.
- What should I do if I clicked a scam link?
- If you only opened the page, close it and don't enter anything. If you paid, contact your card issuer or bank immediately. If you entered a password, change it on the real site. If you gave your Social Security number, go to IdentityTheft.gov.
10. Summary
Delivery, toll, DMV, and account-alert texts with links are the most reported text scams in the U.S. Don't use the link to check: open the company's app or type its address yourself. If you want to know where a link goes, read the name before the first slash — or let an app read it for you.
- USPS texts never contain links; DMVs and E-ZPass Group don't text to demand payment.
- FedEx and some toll collection firms do send real texts — check your account directly anyway.
- The name before the first single slash decides where a link goes.
- Already tapped? Only what you entered matters: card → issuer, password → change it, SSN → IdentityTheft.gov.
- Report by forwarding to 7726, plus the company's own address.
Sources
- Federal Trade Commission, Data Spotlight "Top text scams of 2024" ($470 million in reported losses in 2024, more than five times 2020; fake USPS delivery texts most reported; bogus toll notices in the top five) ftc.gov
- FTC Consumer Alert, May 2026 (government imposter reports up 40%, partly due to overdue-toll messages; E-ZPass, SunPass, FasTrak, TxTag) consumer.ftc.gov
- FTC Consumer Alert, July 2025, overdue traffic ticket texts claiming to be from a state DMV ("Use a phone number or website you know is real") consumer.ftc.gov
- FTC, "How To Recognize and Report Spam Text Messages" (don't click links; forward to 7726 (SPAM); phone spam filters) consumer.ftc.gov
- FTC, "What To Do if You Were Scammed" (credit card → issuer; debit card → bank or credit union; Social Security number → IdentityTheft.gov) consumer.ftc.gov
- FBI Internet Crime Complaint Center, PSA240412 (over 2,000 toll smishing complaints; check your account using the toll service's legitimate website) ic3.gov
- U.S. Postal Inspection Service, "Smishing" (no texts without a request with a tracking number; "it will NOT contain a link"; forward to 7726 and spam@uspis.gov) uspis.gov
- FedEx, Report Fraud (no unsolicited requests for credentials or identity; secure link to pay duties and taxes, verifiable with the FedEx Import Tool; fedx.com and fed-ex.com as fake examples; abuse@fedex.com) fedex.com
- UPS, Fight Fraud (don't select links in texts you're unsure of; use "ups.com" rather than an embedded link) ups.com
- Amazon, "Amazon scam trends" (don't click links in suspicious texts; legitimate Amazon websites contain "amazon.com"; reportascam@amazon.com) aboutamazon.com
- PayPal, Report suspicious messages (don't click links in texts that don't seem right; phishing@paypal.com) paypal.com
- PayPal Help, spotting fake or phishing emails and websites (password only on PayPal's login page) paypal.com
- Apple Support, recognizing and avoiding phishing (never asks for passwords or verification codes for support; reportphishing@apple.com; change your Apple Account password) support.apple.com
- Colorado DMV, June 2025 press release (does not initiate contact by unsolicited text to demand payment for tickets) dmv.colorado.gov
- Virginia DMV, toll charge text scam warning ("DMV will NEVER send text messages or emails about your fines or suspensions") dmv.virginia.gov
- E-ZPass Group (a message from E-ZPass Group saying you owe a toll is a scam) e-zpassgroup.org
- Pennsylvania Turnpike, Security & Fraud (doesn't text E-ZPass or Toll By Plate customers; collection agencies may text about large overdue balances) paturnpike.com
- Google Messages Help, spam and scam protection (identifies spam and phishing; on in standard protection mode) support.google.com
- Android Help, Scam Detection (select Android devices; "may not catch every scam") support.google.com
- NoLinkTrap app, in-app results and checks (No known problems found / Caution / This link is NOT …; official-site list; look-alike characters; short-link expansion) play.google.com
Companies update how they contact customers. If something here doesn't match what a company says today, follow the company's current official page.